Description: Panelists from session 144PD of the New Orleans Annual Meeting cover the following aspects of group STD and LTD underwriting: • Credibility • Experience Rating • Manual Rating From the Record of the Society of Actuaries, Volume 27, No. 3, Session 144PD.

Description: The Individual Disability Experience Committee (IDEC) of the SOA has gathered industry data covering 2006-2015. This sessions will highlights their findings on the recent industry experience compared to the 2013 Individual Disability Income Valuation Table (2013 IDIVT), including the impact of the recession on incidence and terminations. The audience will gain an understanding of how the recent industry experience compares to the most recent valuation table. The session will cover claim incidence and claim termination Actual to Expected (A/E) using 2013 IDIVT as the expected basis. The adequacy of the modifiers will also be also be discussed.

Description: Covers the experience of employer/employee groups for the period 1976 - 1980.

Description: Report of the Task Force to Recommend Morbidity Standards for Valuation of Credit Disability. The key recommendation was that a new morbidity standard for valuation of policy reserves be adopted based on the tables developed by the Task Force. The tables are developed from the 85CIDA tables with incidence rates increased by 12%.

Description: Panelists discuss a variety of recent developments in the group disability marketplace, including new risk-based-capital requirements, progress toward a new experience table, and the impact of war and recession. Also discussed was a new catastrophic-event LTD pool originated by John Hewitt & Associates [JHA]. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 81OF of the Boston Annual Meeting.

Description: discussion of a new product idea for retirement planning which integrates a variety of needs estate death benefit, annuity income, disability income, etc. into one product

Description: The panelists in this session explore the characteristics of liability cash flows for disability insurance and discuss the implications for a company's investment strategy. Specific topics to be addressed include cash-flow patterns, duration analysis, asset/liability matching and investment strategies.From the Record of the Society of Actuaries, Volume 29, No. 2, Session 67

Description: 1994 SOA Meeting, San Francisco. This session is about joint ventures and private labeling for life, annuity and disability products. In a primary variation of private labeling, a manufacturer develops, underwrites, administers, and does the actuarial functions, but the client company markets the product. Other variations of joint ventures have different distributions of duties.

Description: This paper examines the details of group major-medical expense insurance, a disability coverage, also labeled as catastrophe coverage. From Transactions of Society of Actuaries 1951, Vol. 3, No. 7.

Description: Panelists in session 65OF of the New Orleans Annual Meeting provide a summary of products in today's disability insurance marketplace containing ROP rider and current pricing and reserving issues. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 65OF.